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If you're video editing and globe trotting, how can you not be making enough money from your business to cover hardware / software upgrades?
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Er, because globe trotting is expensive, and I live in New York City, where 50% of my income goes to rent.
I hear you though. I guess sucking it up for the software upgrade isn't "too" bad. But then all the third-party plug-ins I've payed for over the last few years may now be worthless, and I definitely can't afford to replace all those. Dang this is a hard decision...