A rule of thumb for permits is that anything that is less than $5k and/or doesn't involve major civil (regrading), structural or MEP (HVAC, electrical or plumbing) work will not require a permit, nor will an inspector enforce any permit requirement if the local government has one in the books. It's not worth it for them either. Just make sure to call local utilities to mark and lines around the house (gas, electric if it's in the ground, telecom) for free before you dig more than 6" deep. You can do that yourself and it's probably the only thing you really have to watch out for.
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