You're a punk.
And it's more like tiny
wallet.
At this point, $400 is about all I can justify for a phone (especially if I'll get a solid three years out of it, which I can do standing on my head at this point). I'm thankful the SE line exists, and gets updates every couple of years or so.
PS - If folks here want to chip in and make up the extra $300, sure...I'll be happy to get a 13 mini.