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iDorf
Member
 
Join Date: Aug 2004
Location: Rochester, NY
 
2007-03-14, 23:06

Network around for a good realtor. U have no obligation to do anything - and you do not need to pay them directly. From a good one you'll get useful guidance, financial qualification info, and likely refer to a mortgage lender.

Only 1 thing - when they do "the numbers", it's common that you'll be told you qualify for X$ amount of home. While they are correct that you'll qualify for this amount - it's often an "uncomfortable" figure. Do your own budgeting with their "qualifying amount" (monthly figure), and offer up your own better monthly amount. Let them now re-calculate an new home price based on that. Then look for homes that fit.

I was a realtor - and have experience. Glad to advise more!

Best to you!
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