I promise you I am not trying to launder money by putting it into my down payment. I have provided you with far more detail on my financial background than seems reasonable, and yet you want more documentation.
I asked you 10 days ago what information you needed and in what formats. I then got it all to you in under 48 hours. So why, after these 10 days, does someone finally recall that you have a form letter for gifts that you failed to give me WHEN I ASKED?
If my loan falls through despite me proactively seeking your advice on proper procedures and documentation, we are going to have a problem. I acted on your advice and now you say I should have done things differently. Seriously? Fuck you and your incompetence.
A disgruntled, honest borrower
Apparently I call the cops when I see people litter.