I have the State of Arkansas negotiated health insurance called QualChoice. I pay $200/mo for family. QualChoice basically sucks. It coverage is rather limited and copays are high.
One of the few good things that I can say about Massachusetts is that during my many years there I had outstanding health insurance. Health insurance in Arkansas sucks badly.
I have Liberty Mutual for auto insurance only because I get a big discount through my employer. Liberty Mutual really SUCKS!! They do not have an office in Arkansas, so if you have a question you can't call your neighborhood rep., no you have to call an 800 number and wait on hold for 5-20 minutes. I have had sooooo many problems with these jerks. They have "misplaced" paperwork and PAYMENTS
which caused my homeowners insurance to prematurely expire for non-payment even though they had been paid in full and had cashed my checks. BASTARDS.